Hopefully, you've never seen a C-Code, but if you have, then you most likely already know what it is. These codes can be (and usually are) very problematic. When you complete a FAFSA, you will receive a SAR (Student Aid Report), and the school will receive a similar report called an ISIR (Institutional Student Information Record). On both of these, your EFC will be listed. If there is a "C" next to the EFC number, or even in place of a number, then you have what's called a C-Code.
C-Codes occur when there is something dramatically wrong with the information you reported on the FAFSA. Think of the C-Code as an error message: the information has to be fixed in order for you to get any financial aid. Depending on what the C-Code is for, you may be able to just make a correction to fix the problem, but sometimes it takes much more than that.
What are somet things that would cause a C-Code?
- Males having not registered with Selective Service
- Being in default on at least one student loan
- Name and social security number not matching
- Unusual Enrollment History
Fixing a C-Code is a case by case affair. If you have defaulted on a student loan, then you'll have to obtain a letter from your lender/servicer stating you are out of default (obviously, this only applies if you are indeed out of default but it hasn't shown up in the system yet). If you have not registered with Selective Service, then simply register. If you are 26 or older, however, you cannot register anymore and will need to provide documentation stating why you didn't register. If your name and social security number don't match, then you simply fix the error.
C-Codes typically give a sense of fear in the minds of FA administrators because sometimes resolving the C-Code can be difficult. However, you must keep in mind that in order for financial aid to be processed, the C-Code has to be resolved. So don't be surprised if the process takes some time.
Another friendly post from your friends at Metro Business College!
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